Last Updated: July 2025

Important Investment Risk Warning

Property investment carries significant financial risks. The value of property investments can go down as well as up, and you may not get back the full amount you invest. Past performance is not a reliable indicator of future results.

Professional Advice

The information, analysis, and opinions provided by Lux Living Solutions are for general informational purposes only and do not constitute financial, legal, tax, or investment advice. Before making any investment decisions, you should:

• Seek independent financial advice from a qualified Financial Conduct Authority (FCA) regulated advisor
• Obtain independent legal advice from a qualified solicitor
• Consult with a tax advisor regarding potential tax implications
• Conduct your own due diligence on any property or investment opportunity

No Guarantees

Lux Living Solutions makes no guarantees, representations, or warranties regarding:

• Future rental yields or income generation
• Capital growth or appreciation of property values
• The success of any investment strategy (BTL, BRR, property flips, etc.)
• Market conditions or property demand
• The accuracy of projected returns or financial forecasts

Market Information and Projections

All market data, property valuations, rental yield calculations, and return projections are estimates based on current market conditions and historical data. These may change due to various factors including but not limited to:

• Economic conditions
• Interest rate changes
• Local market dynamics
• Regulatory changes
• Property market fluctuations

Regulated Activities

Lux Living Solutions provides property sourcing, investment strategy consultation, and project management services. We do not provide regulated financial services or mortgage advice. Where mortgage or financial services are required, we will introduce you to appropriately qualified and regulated professionals.

Property Condition and Surveys

While we conduct thorough property assessments, we strongly recommend that you obtain independent structural surveys, legal searches, and professional valuations before completing any purchase. Hidden defects or issues may not be apparent during initial inspections.

Refurbishment and Construction

Estimated refurbishment costs and timescales are provided in good faith but may vary due to unforeseen circumstances, material cost changes, or additional work requirements discovered during the project.

Legal and Regulatory Compliance

Property investment is subject to various legal and regulatory requirements including but not limited to:

• Landlord and tenant legislation
• Health and safety regulations
• Planning permissions and building regulations
• Tax obligations including income tax, capital gains tax, and stamp duty
• Licensing requirements for rental properties

It is your responsibility to ensure compliance with all applicable laws and regulations.

Limitation of Liability

To the maximum extent permitted by law, Lux Living Solutions shall not be liable for any direct, indirect, incidental, special, or consequential damages arising from the use of our services or reliance on information provided.

Changes to This Disclaimer

We reserve the right to update this disclaimer at any time. Changes will be effective immediately upon posting on our website.

Contact Information

If you have any questions about this disclaimer, please contact us at:

Email: info@luxlivingsolutions.co.uk
Phone: +44 3333 399 178
Mobile: +44 7807 802 288

This disclaimer is governed by English law and subject to the jurisdiction of the English courts.